Sunday, August 22, 2010

Best advice for moving out on own?

I'll need a new job, since I will be moving an hour north, closer to friends and GF.





I know of a room for rent that is very affordable.





But regardless, I can't afford it outright. Is it wrong to ask my family for a loan to become self-sufficient?





Any emotional and mental tips on making this transition?Best advice for moving out on own?
1. Don't bring ANYTHING except laptop, iPod, cell phone.


2. put stuff in Public Storage so you are truely independent.


3. Relatively cheap place.


4. Short term lease--they are out there, ask wherever you go. On rare occasions, you pay like $30-$50 more per month, but it is worth it.


5. Try spliting rent with a girlfriend.


6. When in doubt, STUDIO APT. (by yourself)





7. Don't EVER go back to parents house, NO MATTER WHAT after age 21. (age 18, for that matter)





PS--if your parents have money, ask for help. It's like they are sending you to camp. It is better for them to have you live on your own than fight with dad after 18 yrs old.





Also, chicks HATE guys who live at home after 18. Even 40-yr old Virgin had his own place.Best advice for moving out on own?
hint no.1: you know you are mentally and emotionally ready and mature enough to move out of home when you have saved the money to do so.....





hint no.2 renting a room is a minefield of problems but can be made easier when everything about the deal is in writing and you and the person you are renting the room from are both of reasonable intelligence and get along well.





hint no.3 it is wrong to ask your family for a loan to become self suficient.... because quite simply if you cant save money to move out while living at home at your parents expense you have no hope of paying them back the loan after moving out.... the idea of self suffiency is just that.... be self sufficient... save the money then move.... especially if you are leaving a job and dont know where or what you will be doing for work.





hint no. 4: your parents will do you no favour by lending you money just to get youself into a financial mess...
Pictures, call them occasionally.


Decorate like as if you were in your room.


Your a big boy now, you should be able to do it.
I think asking for a loan sounds reasonable. Since your family might be funding your move (at least initially), be prepared to answer some questions about your plans that you might not normally answer. And it may be a good idea to explain where you will live and what jobs you will be applying for...etc. so they realize you are a sound investment. Everyone moves out - if you are prepared to pay your bills and do your own shopping, you'll be fine.

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